Protection Status

Here is The Candid Review to Know Whether Myinstantoffer Scam or Legit?

You should know that Myinstantoffer scam is nothing but false, people who have experienced Myinstantoffer absolutely deny all the reviews about Myinstantoffer scam and recommend it to others.

Some people are still confused and want an honest opinion to know about myinstantoffer scam. But most people know that Myinstantoffer is the most popular and reputed lending company. As it is not the new one and has prominent investors with high social media rating.

People who have been associated with myinstantoffer so far ensured the authenticity of They know that this online lending platform is the most appropriate option to get the desired loan within a short time span.

It is needed to know that application criteria at myinstantoffer are similar to any other financial institution. And there are also eligibility criteria for applying a loan.

Some have the opinion that Myinstantoffer is authentic and others understand it a scam.

It can be said that whose loan application is not get approved makes all rumors about myinstantoffer scam. Let us examine Myinstantoffer thoroughly for you to know the main idea behind it.

What is Myinstantoffer?

Myinstantoffer is a U.S. based lending company gives loans to who wish to have a large number of loans instantly. It offers the desired amount with low-interest rates to the U.S residents.

I have previously availed the services of this online platform because it offered me an instant loan with a low-interest rate.

All the loans are supervised and paid out through WebBank and interest rate is decided by the total amount you are borrowing.

This peer-to-peer lending company gives lower rates as compared to other financial institutions.

You can have a maximum loan of $40000 and loan tenure will be determined by your loan repayment capacity, your income, credit score, and interest rate.

You can get the loan from an investor and in return, investors can buy notes backed by payments made on loan.

But there are some allegations on LendingClub that it makes a false promise with the borrowers that they will get a loan without hidden charges. And all these accusations are made without proof. It can be true, but all the borrowers must go through certain criteria to have the desired loan.

Myinstantoffer scam: The allegations

  • Loan applications get denied

A Large number of loan applications are disapproved by myinstantoffer that’s why people call it scam or fake platform.

It doesn’t mean that myinstantoffer scam or fraud all this happens because the applicant doesn’t meet the specific eligibility criteria.

The applicant must have a credit score of 660 or above to get the loan approval.

  • Interest Rates Look Too High

Some borrowers think that interest rates on loan are too high to meet. If your amount is high or you need money in a short period, then the interest rate goes up. As interest rate depends on your loan amount for instance average rate for $10000 loan is about 7% but it can go to 14% due to other circumstances.

You can easily secure thousands of dollars by following these three steps:

  • Apply for least amount of loam.
  • Have a good credit score.
  • Repay the loan in time or even earlier.

Inaccessible in certain states offers loan in all states of America except the few ones including West Virginia and Iowa. People in these states can’t access LendingClub that’s why call myinstantoffer scam.

You can avail the services of Myinstantoffer for the following purpose

  • For your child’s education
  • Medical Payments
  • For paying off EMI installments of your new house
  • Family Vacations
  • To pay your credit card bills
  • To have a new house and a car

Banks and other financial institutions have strict eligibility criteria for the applicants. On the other hand, LendingClub gives you a quick way to apply, given that your credentials meet the eligibility standards.

Loan Eligibility Formula

When your loan application gets approved by LendingClub after examining your credit score and other credentials, then you will be steered to’s portal.

Now again you must enter your credit score, loan amount and its purpose.

In the next step you need to give the following personal information:

  • Email
  • Date of Birth
  • Valid Home Address
  • Annual Income

After giving all the valid information and agreeing with the terms and conditions you will get the rate on which your loan will be further processed.

What is best thing about Myinstantoffer?

Following features make this online lending platform distinctive from others:

  • Allow the borrowers to pay the loan in time by lowering the rates.
  • Offer interests with fixed prices and very low.
  • Try to maintain good client-customer partnership.
  • Legit and clean
  • Procedure of applying is very easy and quick as compared to other traditional institutions.

Is it a best option for you?

When you apply for a loan in any financial institution it examines various factors before approving the loan, same in the case of

You should consider all the available loan tenures as terms and conditions vary with loan tenure.

If you want to get large amount of loan instantly then myinstantoffer is matchless. But comparison is also recommended.


After analyzing myinstantoffer closely I get to know what to call Myinstantoffer scam is just a false story. If you want a large amount loan of $40,000 in 3 working days, then go for it.

I am sure if you qualified for the loan and able to pay off in given time you will be the happy customer.

Add a Comment

Your email address will not be published. Required fields are marked *